Net Worth Update February 2008
Let's see if I reached my goals I set for this month, shall we:Assets - Up 2.8%Goal set: +5% increaseYeah, so the idea of making February a frugal month? Didn't really pan out. Our expenses were almost...
View ArticleNet Worth Update March 2008
Let's see if I reached my goals I set for this month, shall we:Assets - Up 11.3%Goal set: +4.2% increaseThis one was sure blown out of the water wasn't it. Allow me to elaborate. Tax refund. Any...
View ArticleGood news and bad news
The Good NewsPC Financial sends out a form for tax purposes showing how much money you made in interest if it is over a certain amount! That was a fantastic surprise as we thought we would have to...
View ArticleNet Worth Update April 2008
Let's see if I reached my goals I set for this month, shall we:Assets - Down 2.6%Goal set: +2.0% increaseA reversal of numbers here. Again, as I mentioned last time around, I didn't make as much income...
View ArticleThe Stigma of Success
While not directly related to personal finance, it does touch on the personal side of our lives that help us obtain said finances.When did being successful or accomplishing things in your life become...
View ArticleFoodery
One of my main vices for over spending is on eating out. Not nice sit -down, enjoy yourself, enjoy the atmosphere type meals, but rather the quick and dirty, often greasy take-out fast food variety....
View ArticleNet Worth Update May 2008
A little later in the month than usual, but let's see if I reached my goals I set for May, shall we:Assets - Up 4.7%Goal set: +3.0% increaseA moderately higher asset increase than planned. I won't...
View ArticleA Conundrum
In May of 2003 I purchased a Panasonic surround sound system that can be classified under the heading of a "home theatre in a box" as all the necessary components come in one convenient package: 5...
View ArticleThe Debt-inator
In my last net worth update, I mentioned that my debt was completely wiped out. So how does one kill nearly $4000 worth of student loan debt in one fell swoop? The answer my friends is punctuality and...
View ArticleTo Eat or Heat
Gas and oil prices are high. This is not news. What is news though, at least on PEI, is that people are complaining about how prices of home heating oil are so high that they can't afford to buy food....
View ArticleThe Value of Your Time: Part 1
The Value of Your Time: Part 1Based on Scholarly Warrior's comment found here, I've been thinking more about the cost of my time and how it should/shouldn't be applied when making your own food, doing...
View ArticleConundrum Resolution!
A few weeks ago I made my concerns known to the world about my receiver/subwoofer/surround sound system. Today I am pleased to report that I have the unit back and in operational order. Let's crunch...
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The Great June Experiment
As mentioned a post or two back, during the month of June, I challenged myself to not spend money on eating out or on "junk food." Also during this month, I wanted to do some sort of physical activity...
View ArticleThe Value of Your Time: Part 2
Based on Part 1 of this post, I showed that making your own sandwiches at home beats buying the premade version. However, I did not really include the monetary value of the time it takes to make the...
View ArticleNew Worth Update: Double Whammy (kind of)
Well there was no update for June as I was struggling with how to represent my net worth in meaningful terms since I am paying ahead on future debt. I've realized that doing so can basically be thought...
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Vacation Nation
Post frequency has taken a bit of a dive in August as we were on vacation. Thankfully we are back and wallets are definitely lighter for it. We did not budget a cent for the 10ish days that we were off...
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Brrr...It's Chilly
My fiance an I have been thinking about getting a small chest freezer for the apartment for a while. The main reason is that we have an abundance of frozen products right now and don't really have much...
View Article72 Goals in 1001 Days - 1 year 3 month update
This is a long post, so if you are not interested in lists, then you may want toavoid this one.Here is an update to the list of goals that I wish to have accomplished by February 15, 2010 that I...
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Frozen
Since last week, I did a roundup of current freezer prices and evaluated what we would use such an appliance for. We decided to go with the larger 7 foot model as I plan to keep different flours...
View ArticleTrue Hourly Wage
If you've read Your Money or Your Life, then you should be familiar with the concept of your true hourly wage. In a nutshell, it is a number that takes into account all the additional time related to...
View ArticleNet Worth Update: August 2008
Well another month gone by and I'm actually posting this on the day it should be. Numbers go a bit wonky when you go from negative debt to positive, but we'll see what happens.Assets - 2.0%...
View ArticleGoals to Complete in 1001 Days
Here are my modified goals that I am actively working towards. You can read the thought process behind the change to some of them here.1. Read the complete works of William Shakespeare.2. Have $18,000...
View ArticleSlowing down....
Due to school starting back up, I am rolling back the frequency of posts to one a week (hopefully).
View ArticleMonthly Savings vs. Weekly
Currently our savings plan has us setting aside roughly 15% of our gross pay into a main account every week. The purpose of which is to build up a hefty emergency fund that can cover 8 months of living...
View ArticleFood for Thought: Taxation
An interesting idea that was discussed to me by a friend was an alternate way to pay your taxes. The normal scenario is that a certain percentace of your wages is deducted from your paycheck that goes...
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